Is this invoice generator really free?

Yes. Every invoice you make here is free, with no watermark and no sign-up. The PDF is built in your browser and nothing you type is sent to a server.

Should I charge VAT on my invoice?

Only if your business is above the small-company threshold, ₦50 million turnover a year under the Tax Act, and the supply is not zero-rated. Below that, leave the VAT toggle off. The invoice then carries a note that no VAT was charged.

Why does it ask for my TIN and CAC number?

Companies that pay you must deduct withholding tax and remit it under your Tax Identification Number. Without your TIN on the invoice the credit cannot reach your tax account. The CAC registration number shows the client you are a registered business.

Yes. Upload a PNG or JPG under the business details and it prints at the top of the PDF. It is stored on your device only, like the rest of your details.

What is the difference between an invoice and a proforma?

A proforma is a quotation: it asks for a deposit or approval before work begins and is not a demand for payment. An invoice is issued when the work is done or the goods delivered.

What does Save to ereQa do?

It moves the invoice into your ereQa books so it is tracked, matched to the payment when it lands, and ready for your accountant. That link is coming shortly; until then the button parks the invoice on this device and tells you when it is live.

Can I send the invoice on WhatsApp?

Yes. Download the PDF, then use Share on WhatsApp. It opens a chat to the client's number with the invoice summary already written, and you attach the PDF.

Will this invoice work for NRS e-invoicing?

It carries the fields an e-invoice needs: TIN for both parties, sequential number, itemised lines and VAT. Submission for an Invoice Reference Number happens through a connected system such as ereQa when your turnover tier goes live.

Free Nigerian Invoice Generator

Fill in the two sides, add your lines, and download. VAT at 7.5% is a toggle because most small businesses should not charge it. Your business, bank details and logo are remembered on this device for next time.

Free
No sign-up
Nothing uploaded
Updated for 2026
Updated September 2026

Your business

Business name

Address

Phone

TIN

Lets clients remit withholding tax in your name.

CAC number (RC or BN)

Shown on the document header.

Logo (optional)

PNG or JPG, under 400 KB. Prints at the top of the PDF and stays on this device.

Client

Client name

Address

Phone

TIN

Optional. Needed if they will deduct WHT.

Invoice number

Date

Due date

Currency

Defaults to NGN. Change it to bill a client abroad.

Items

Description

Qty

Unit price (₦)

Charge VAT at 7.5%Leave off if your turnover is at or below ₦50,000,000 a year or the supply is exempt.

Deposit already received (₦)

Shows total, deposit and balance due.

Payment details

Bank

Account name

Account number

Notes and terms

How it works

01
Add your business and the client
Name, address, phone and email for both sides. Add your TIN so a corporate client can remit withholding tax in your name, and your CAC number so the invoice reads as a registered business.
02
List what you did or supplied
One line per item with quantity and unit price. Totals update as you type. Switch VAT on only if you are above the small-company threshold.
03
Add bank details and terms
Bank, account name and number print in a Pay to box with the invoice number as the transfer reference. Notes carry your payment terms.
04
Download, share or save
Download the PDF, share a summary on WhatsApp, or save the invoice to ereQa so it is tracked and matched to the payment.

What makes it different

Built for Nigerian rules

7.5% VAT as a toggle, a note when VAT is not charged, TIN and CAC fields, and naira formatting on every line.

Nothing leaves your browser

The PDF is generated on your device. Your details are remembered locally for the next invoice and never uploaded.

Deposit and balance

Enter the deposit already paid and the invoice shows total, deposit received and balance due, which ends collection-day arguments.

Questions people ask

Is this invoice generator really free?: Yes. Every invoice you make here is free, with no watermark and no sign-up. The PDF is built in your browser and nothing you type is sent to a server.
Should I charge VAT on my invoice?: Only if your business is above the small-company threshold, ₦50 million turnover a year under the Tax Act, and the supply is not zero-rated. Below that, leave the VAT toggle off. The invoice then carries a note that no VAT was charged.
Why does it ask for my TIN and CAC number?: Companies that pay you must deduct withholding tax and remit it under your Tax Identification Number. Without your TIN on the invoice the credit cannot reach your tax account. The CAC registration number shows the client you are a registered business.
Can I add my logo?: Yes. Upload a PNG or JPG under the business details and it prints at the top of the PDF. It is stored on your device only, like the rest of your details.
What is the difference between an invoice and a proforma?: A proforma is a quotation: it asks for a deposit or approval before work begins and is not a demand for payment. An invoice is issued when the work is done or the goods delivered.
What does Save to ereQa do?: It moves the invoice into your ereQa books so it is tracked, matched to the payment when it lands, and ready for your accountant. That link is coming shortly; until then the button parks the invoice on this device and tells you when it is live.
Can I send the invoice on WhatsApp?: Yes. Download the PDF, then use Share on WhatsApp. It opens a chat to the client's number with the invoice summary already written, and you attach the PDF.
Will this invoice work for NRS e-invoicing?: It carries the fields an e-invoice needs: TIN for both parties, sequential number, itemised lines and VAT. Submission for an Invoice Reference Number happens through a connected system such as ereQa when your turnover tier goes live.

Read the rule behind the number

Invoice templates by trade

When a document is not enough

A document is a one-off. Books are every month.

Download and you are done. Save to ereQa and the invoice sits in your books, gets matched to the payment when it lands, and is ready for your accountant and for e-invoicing.

See ereQa