All tools
13 free tools for the paperwork Nigerian businesses send every week. Each runs in your browser and ends with two choices: download, or save to ereQa.
- Free
- No sign-up
- Nothing uploaded
- Updated for 2026
Invoice generator
Naira invoice with 7.5% VAT, TIN and CAC number, WhatsApp share and PDF download.
Open
Proforma invoice generator
Quote-style proforma in naira for deposits, imports and approvals before the real invoice.
OpenQuotation generator
Naira quotation with a validity date, optional VAT, an acceptance line and WhatsApp share. Turns into the invoice in one click.
OpenPurchase order (LPO) generator
Local purchase order in naira with supplier, delivery address, deliver-by date, VAT and an authorisation line.
OpenCredit note generator
Reduce or reverse an invoice properly: original invoice number, reason, VAT reversed, sequential numbering.
OpenWaybill generator
Delivery waybill with sender, receiver, driver, vehicle, item list and a received-in-good-condition signature.
OpenPayslip generator
Earnings and deductions side by side, with gross, total deductions and net pay on a PDF your employee can bank on.
Open
VAT calculator
Add or remove 7.5% VAT from any naira amount, with the small-company rule explained.
Open
PAYE calculator
Monthly PAYE and take-home pay under the Nigeria Tax Act 2025 bands, with rent relief and pension.
Open
Withholding tax calculator
How much WHT to deduct from a payment, what to pay the vendor, and when to remit it.
Open
E-invoicing guide
Who must issue e-invoices, when your tier goes live, and what an IRN is. Checker coming.
Open
Bank statement to Excel
GTBank, Access, Zenith, UBA, Kuda and Moniepoint statements as clean transactions.
OpenTax calculator hub
PAYE, VAT and withholding tax in one place, plus which of Nigeria's taxes applies to what you are doing and the 2026 rate.
OpenThe documents, in the order a job happens
One engine, six documents. Each carries the previous one's number, so the trail from quote to credit note is unbroken.
- 01QuotationPrice the job with a validity date and an acceptance line.
- 02Proforma invoiceAsk for the deposit, or support an import.
- 03Purchase order (LPO)When you are the buyer: confirm the supplier's quote as an order.
- 04WaybillTravels with the goods; signed on delivery.
- 05InvoiceThe demand for payment, with deposit and balance due.
- 06Credit noteReduce or reverse an invoice without editing it.
How it works
01Pick a tool
Invoice, proforma, VAT, PAYE or withholding tax. Each is one page and does one job.
02Get the result in your browser
Nothing is uploaded. The PDF is built on your device and your details stay there.
03Download, or save to ereQa
Download for a one-off. Save to ereQa when you want it tracked, matched and ready for the accountant.
What Owoode is, in one paragraph
Owoode is a set of free, browser-only tools for Nigerian money paperwork: invoice, proforma, quotation, purchase order, credit note and waybill generators that produce naira PDFs with 7.5% VAT, TIN and CAC number; calculators for VAT, PAYE under the Nigeria Tax Act 2025 and withholding tax under the 2024 regulations; a bank statement to Excel converter; and plain-language guides to TINs, filing, CAC registration, the 2026 rates and the NRS e-invoicing rollout. It is built by the team behind ereQa, the invoicing and bookkeeping platform, and every document can be saved into ereQa books.
Every month, without the spreadsheet
Stop recalculating this every month.
ereQa works VAT, withholding tax and PAYE from the invoices and bills you already record, and keeps the remittance dates in one place.
See ereQa